Asset Finance  through peer Lending

"This piece alludes to the present compulsion to extend human existence. The title is a play on the phrase, ‘pushing up daisies’. It depicts figures picking up daises before they can be ‘pushed up’. One figure checks to see how many daisies the other has collected, whilst the other naps. Whispers of figures observe their activities from the walls."

Joshua Raz.

Asset-backed financing used to be a relatively straightforward affair; assets were used as collateral and banks lent the money. All that has changed since the financial crash, though. Not least is the straitjacket imposed on the major banks in an attempt to keep lending activity under control and to avoid a repeat of the profligate lending policies of the past.... more>

Ablrate.com, the world’s first peer-to-peer (P2P) asset lender prepared to invest in aircraft leasing, is on the expansion trail.The Ablrate platform majors on deals for ATR (Avions de transport regional) aircraft. ATRs have been chosen because of their high demand in the used marketplace and excellent quality in production – as well as the huge growth widely forecast for regional airlines... more>

Aug 25 (Reuters) - Crowdfunding has been used to finance everything from bands to business start-ups, social causes and even plastic surgery. Now it's being used to buy planes. A new online platform is attempting to attract investors to finance the purchase of small regional passenger jets - deals that have often struggled to find backing from traditional lenders. ...more>

Following a brief beta launch, Ablrate has now fully launched the world’s first platform for retail and small institutional investors to invest in aircraft transactions.  The team at Ablrate aim to harness this P2P lending to revolutionize the financing of aircraft, specifically in the regional aircraft market.  Having a combined experience of over 400 aircraft transactions completed, the ablrate team felt that peer lending could be utilised to allow lenders to invest directly in commercial aircraft assets rather than through a fund or buying the equity of aircraft leasing companies. ...more> 

Ablrate is the latest P2P platform to appear within the UK space. The platform will specialize in providing asset-backed leasing deals to its investors. The first deal listed on the platform is for an ATR-42 turboprop aircraft which is being leased to a government airline. This kind of offering represents uncharted territory for the P2P sector, and the platform has big plans to branch out into various other types of asset-backed leasing. AltFi caught up with Ablrate Founder and CEO, David Bradley-Ward, for an extended look at the platform. ...more>  

Ablrate.com, the world’s first platform for retail and small institutional investors to invest in aircraft transactions, has launched allowing investors to invest directly in aircraft assets.Ablrate.com will also offer direct investment opportunities in capital equipment transactions. The first aircraft deal will go live on 14 July. ...more> 

Bisher ist Crowdfunding in erster Linie ein regionales Phänomen. Menschen stellen dabei über Internetseiten Geld für Start-ups, Bands oder soziale Projekte in ihrer Region zur Verfügung. Doch nun will der britische Unternehmer David Bradley-Ward das Crowdfunding-Konzept in einem völlig anderen, globalen Geschäftsfeld nutzen: bei der Finanzierung von Flugzeugen. ..more> 

Following its recent launch, ablrate.com has added the first aircraft deal to its peer-lending portal. The financing opportunity is for an ATR 4 2-500 turboprop, which is being leased by SATENA, a government backed regional airline in Colombia. The deal is backed by a major European bank, and will pay a rate of 10 per cent interest per annum, over a period of six years. ...more>

Crowdfunding allows individuals and small businesses to raise money from pools of investors who can put money into peer-to-peer lending schemes. A new online platform is attempting to attract investors to finance the purchase of small regional aircraft - deals that have often struggled to get funding from banks and investment firms. David Bradley-Ward, a director at regional plane lessor Phoenix Aircraft Capital and a corporate financier, co-founded Ablrate.com.... more>

Crowdfunding through web-based platforms such as Kickstarter have grown in popularity as a source of finance for a wide variety of products and projects, and the aircraft financing sector is no exception with the launch of a dedicated aircraft financing web-based platform in the area of peer-to-peer (P2P) lending. David Bradley-Ward is one of the founding directors of Ablrate.com, a venture formed by a group of aircraft leasing and aviation sector executives. He writes on how the difficulties in sourcing funding through existing P2P platforms led the UK-based company to create an industry first... more>

Online peer-lending platform Ablrate.com has launched and completed its first aircraft investment, securing £100,000 in funds for an ATR 42 model. The deal was launched on 9th July and started trading on 14th July. Ablrate financed an ATR 42-500 leased to a government airline with an indicative interest rate of 10% per annum for investors. It targetted retail and small institutional investors... ...more>

This summer we will look at fast-growing companies capable of challenging the market leaders. Our sector focus this week is Financials. Rarely does a week go by without news of a new financial services company having been set up, usually with the help of cutting-edge technology, in order to challenge one of the banks’ many and varied business strands. The latest arrival is a new peer-lending platform, ablrate.com, which allows both institutional and retail investors to invest in the aircraft leasing sector with the promise of a 10% annual return... more>

Boeing and Airbus concur that over the next 20 years $4.5 trillion will be needed to fund the projected orders of aircraft to fulfill passenger expansion. Where will the money come from? I am willing to bet that the answer to this is something you will not expect.

Ten years ago the simple answer would have been that you get hold of the banks operating in the space and do a deal, basic but true. If that was the case now this would have been a much shorter article, however the winds of change blew through the aircraft financing market when we all woke up one morning to find we were in the middle of a global financial crisis. The changes that we are seeing now and the focus on aircraft as a viable investment asset class stemmed from a number of factors in those dark times.... more>

Crowdfunding is now a common-usage word which can be found in the Oxford dictionary, typically defined as "The practice of funding a project or venture by raising many small amounts of money from a large number of people, typically via the Internet". It's a word that's bandied about a bit, often leaving the listener having to work out if it's equity, debt, or something else that's being talked about...

...Ablrate.com, a totally new platform recently announced with some familiar leasing names associated with it. The team consists of Tony Griffin, David Bradley-Ward, Philip Taylor and John Lutterloch... . more>